Preparing for the possibility that you will at some point require long-term care, either in a nursing facility or at home, is an often overlooked aspect of estate planning. This third blog in a series of six on the topic of long-term care planning will discuss Medicare and Medicaid coverage, as well as spousal Medicaid rules and requirements that should be taken into consideration.

The first blog of this series provided an overview of topics related to elder care planning in WV, KY, and OH, and the second presented choices and insights about long-term care insurance.

Local government entities in West Virginia-municipalities, cities, government departments, police and fire departments-face a number of challenges. Municipal budgets are tight, and taxpayers do not want public funds to be spent on legal settlements or awards of damages. WV municipal defense lawyers can help government entities or political subdivisions prevent and defend against claims that threaten precious resources.

Long-term care insurance can ease the burdens of aging by covering the cost of services-such as nursing home or in-home daily living care-not typically covered under Medicare and other health insurance plans. While this coverage can be expensive, there are multiple options to consider, and long-term care partnership programs in many states, including West Virginia (WV), Kentucky (KY), and Ohio (OH), seek to make long-term coverage more affordable and attractive to wider groups of people.

This blog is the second in a series of six. The first blog of the series presented a general overview of how to pay for long-term care in WV, KY, and OH . This piece will focus on tristate and WV long-term care insurance policies and the place for that coverage in an overall estate plan.

The U.S. Supreme Court approved changes to four of the Federal Rules of Civil Procedure: Rule 5, Rule 23, Rule 62, and Rule 65.1. These rule changes apply to pending and future cases in federal courts. Learn what each amendment entails, the reasons for the amendment, and how these federal court rule changes affect litigants.

Sixty percent of Americans live with chronic disease, according to the Centers for Disease Control and Prevention (CDC). In West Virginia (WV), Ohio (OH), and Kentucky (KY), rates of chronic disease are often even higher than national averages. When individuals and families think about estate and elder care planning in WV, OH, and KY, the long-term care costs that result from chronic diseases must be considered.